Investment Advisor Representative
April 23, 2019
After carefully and painstakingly saving and investing money for a lifetime, most investors are unhappy. The market is constantly changing. New investment vehicles come to light. The investment accounts set up even a short time ago are not working. For example, Bitcoin has become an asset class. Large, blue chip companies, have seen big declines. People are eating healthier. They are buying lots of organic foods. Sears has almost completely shut down its operations. The mall is no longer the place to buy clothes. With these trends and many more going on the investments chosen before are no longer working. Account values are flat or declining. How is the everyday investor going to focus on investments to make money? Do robots or computer algorithms make all the decisions? Is the human touch gone from the investing world?
Here are the biggest misconceptions:
1. Real live financial advisors are no longer available and too expensive.
Actually, the fees and charges for financial advisors have decreased. Advisors have lowered their fees dramatically.
It can cost the same or less to have a professional financial advisor
Onboard.
2. Investments can’t keep up with the trends.
With the proper selection of stocks, you can be ahead or on top of the money-making trends. A good financial advisor has helped many other investors set up portfolios which are working.
In my interactions with thousands of investors, when I ask the question,
Are you happy with your investments? The answer I get most of the time is NO.
When I ask why I get one of the following reasons:
1. My investment advisor never calls me. I feel ignored and like my account is not important enough.
2. My investment advisor seems arrogant. He uses big words that I don’t understand. When we get done talking I’m more confused than ever.
3. I get charged big fees. It seems like I’m paying big fees and I don’t know why.
4. My account is not growing or losing money. It seems like every time I look at my statement the account is not growing or going down.
5. I don’t have a financial advisor. I have a collection of accounts with no one person helping me stay on track. The impact of this is I’m generally unhappy with my investments.
The truth is there is a financial advisor who will be compatible with you. In many cases, I am able to reduce the fees charged for the service I always take the time to explain it in simple terms what the specific costs are. In many cases, I can increase the performance of the investment account while decreasing risk. The danger of not addressing these issues is a lack of focus, lack of performance and general unhappiness. There is a solution!
You don’t want someone who’s good. You want someone who’s excellent.
An excellent financial advisor will……
1. Work with you & develop a 360-degree Life plan with the end goal in mind of you achieving financial freedom for your family.
2. Measure, manage & monitor the plan so you are always focused and on-track towards achieving financial freedom.
3. Meet & exceed your goals.
4. Advise, consult & assist you as a trusted friend and advisor would
5. Consistently and predictably provide you with feedback, performance updates, and personal attention so you have a keen understanding of what is going on.
When it comes to their finances, most people want a trusted expert they consider a friend who they can depend upon. The kind of person that will put their needs 1st, help them reach and ultimately exceed their goals. If performance, results, personal attention and having someone you can depend upon is important to you and your family, then I’d welcome the opportunity to meet and help you in any way I can. Feel free to call me direct at (919) 265-8794 or message me on LinkedIn.